Terms & Conditions

TERMS AND CONDITIONS

By accessing or using the Vida Auto website, you agree to be bound by the following terms and conditions. Please read them carefully before using our site or submitting any application.

1. Acceptance of Terms

By using this website, you confirm that you are at least 18 years of age, a resident of Canada, and legally capable of entering into a binding agreement. If you do not agree to these terms in full, please discontinue use of this website immediately.

2. Services Provided

Vida Auto is an online automotive financing facilitator operating across Canada. We connect customers with a trusted network of lending partners and dealerships to help simplify the vehicle financing and purchasing process. Vida Auto does not directly issue loans, act as a lender, or make credit decisions on behalf of any financial institution.

3. Application and Credit Authorization

By submitting a financing application through our website, you confirm that all information provided is accurate, current, and complete to the best of your knowledge. You also authorize Vida Auto and its lending partners to obtain your credit report and share your personal information as necessary to assess and fulfill your financing request. Please note that submitting an application does not guarantee approval or the availability of any specific vehicle or financing terms.

4. No Guarantee of Financing

Financing approval is subject to individual lender requirements, creditworthiness, and vehicle availability at the time of application. Vida Auto makes no representations or guarantees regarding loan approval, interest rates, repayment terms, or any other financing conditions. All final financing agreements are entered into solely between you and the applicable lending institution.

5. Accuracy of Information

We make every effort to ensure the information presented on our website, including vehicle listings, pricing, and financing details, is accurate and up to date. However, Vida Auto does not warrant that all content is free of errors or reflects current conditions at all times. Vehicle availability, pricing, and financing offers are subject to change without notice, and we encourage you to confirm all details directly with our team before making any decisions.

6. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Vida Auto or its respective content providers and is protected under applicable Canadian copyright and intellectual property laws. Unauthorized reproduction, distribution, or use of any content from this site without our express written permission is strictly prohibited.

7. Third-Party Links

Our website may contain links to third-party websites provided for your convenience and reference. Vida Auto does not control, endorse, or assume responsibility for the content, privacy practices, or terms of use of any external sites. Accessing third-party links is done entirely at your own risk, and we encourage you to review the applicable terms and privacy policies of any site you visit.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Vida Auto and its affiliates, lending partners, and employees shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or any services facilitated through it. This includes, but is not limited to, inaccuracies in vehicle or financing information, unauthorized access to your personal data, system interruptions, or reliance on any content found on this site.

9. Indemnification

You agree to indemnify and hold harmless Vida Auto, its affiliates, lending partners, and employees from any claims, losses, liabilities, or expenses, including reasonable legal fees, arising out of your use of this website, the submission of inaccurate or misleading information, or any violation of these terms and conditions.

10. Governing Law

These terms and conditions are governed by the laws of the Province of Alberta and the applicable federal laws of Canada. Any disputes arising from the use of this website or the services facilitated through it shall be subject to the exclusive jurisdiction of the courts of Alberta.

11. Changes to These Terms

Vida Auto reserves the right to update, revise, or modify these terms and conditions at any time without prior notice. Any changes will be posted on this page and will take effect immediately upon publication. Your continued use of the website following any such changes constitutes your acceptance of the revised terms. We encourage you to review this page periodically to stay informed.

12. Contact Us

If you have any questions, concerns, or requests related to these terms and conditions, please don't hesitate to reach out to us through our website contact page. We are happy to assist and committed to responding in a timely manner.

Disclaimer – Vida Auto is not a lending institution, but helps you obtain financing from their network of Canadian lenders. Associated fees, APR percentages, transaction fees and interest rates are dependent on which lender is used, and what programs are currently being offered. Costs of borrowing are determined by term, rate and programs currently offered by the lenders. Lending rates can vary between 0% to 40% depending on applicants and available programs. Cash-back eligibility is determined by current lender programs and credit history of applicant. Trademarks that appear on this site are property of their respective owners. Vida Auto may not be endorsed by or affiliated with the trademark owners. We abide by all privacy laws in Canada and you are under no obligation to use our site. By using our site you understand all terms and conditions, and that payment, interest rates and loan terms will be determined at a later date when formal paperwork is signed. This website is not a part of Facebook or Facebook Inc. Additionally, this site is not endorsed by Facebook in any way. Facebook is a trademark of Facebook Inc.